Motorcycle Accident Claims in California: What You Should Know
Focus Keyphrase: motorcycle accident claim California
Motorcyclists in California face unique risks—and when accidents happen, getting a fair settlement is anything but straightforward. If you’re dealing with a motorcycle accident claim in California, you need to know how to avoid insurance traps and build a strong case for compensation. Here’s what insurance companies don’t want you to know.
What Triggers a Motorcycle Accident Claim in California?
Accidents involving motorcycles often result in severe injuries due to lack of protection. Common causes leading to a motorcycle accident claim in California include:
- Drivers turning left in front of motorcyclists
- Lane changes without checking blind spots
- Rear-end collisions at stoplights
- Poorly maintained roads or debris
- Speeding or distracted driving
Even if you’re partially at fault, you may still qualify for compensation. California’s comparative negligence laws apply to motorcycle claims.
Insurance Company Tactics After a Motorcycle Accident
Insurers are quick to shift blame and downplay the severity of injuries in motorcycle crashes. Their common tactics include:
- Offering fast but low settlements
- Claiming the rider was speeding or reckless
- Delaying communication to frustrate victims
- Arguing your injuries are unrelated or pre-existing
This is why contacting a personal injury attorney before speaking to any adjuster is essential.
How to Protect Your Motorcycle Accident Claim in California
The steps you take immediately after a motorcycle accident can directly impact your ability to recover damages. Follow these guidelines:
- Call 911 and file a police report – It documents fault and injury severity.
- Get medical attention immediately – Delays hurt both your health and your claim.
- Take photos – Include the scene, your bike, road hazards, and visible injuries.
- Gather witness statements – Independent testimony can back your version of events.
- Contact a motorcycle accident attorney – They protect your rights and maximize recovery.
What Compensation Can You Recover?
A successful motorcycle accident claim in California may include compensation for:
- Emergency and long-term medical bills
- Lost wages and reduced earning capacity
- Pain and suffering
- Damage to your motorcycle and riding gear
- Permanent disability or disfigurement
In rare cases, punitive damages may apply if the other party acted with extreme recklessness.
Comparative Fault Rules in California Motorcycle Claims
California follows a pure comparative fault model. If you’re found 30% at fault, you can still recover 70% of your total damages. Insurance companies often exaggerate fault percentages to reduce payouts—your lawyer can push back with evidence.
Filing Deadlines for Motorcycle Accident Claims
Time matters. In California, you generally have:
- 2 years from the date of the accident for personal injury
- 3 years for property damage claims
- 6 months if a government entity is involved
Case Study: Southern California Freeway Crash
A client was hit while lane-splitting on the 405. The insurer argued she was reckless. We used dash cam footage and expert analysis to prove the other driver’s fault and recovered $280,000 for medical care, therapy, and lost income.
Why You Need a Motorcycle Accident Lawyer
Motorcycle claims are high-stakes, and insurers play dirty. Accident Advocate levels the playing field. We:
- Investigate the crash
- Handle all insurance negotiations
- Ensure your medical bills and future losses are covered
- Take your case to court if needed
